Term deposits

Choose effective mechanisms for funds management
Stability of income
Functionality
Saving Guarantee
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Stability of income
fixed interest rate for the whole term of deposit
Functionality
possibility to use deposit as collateral under loans, guarantees, letters of credit, warranties etc.
Saving Guarantee
deposit saving guarantee from the state-owned bank

Choose the conditions for your company deposit

Terms and conditions

  • For the period from 93 to 365 days
  • For the period from 366 tо 2555 day
  • With payment of interest at the end of the term
  • With payment of interest on a monthly basis
  • With monthly capitalization

Deposit Period From 93 to 2555 days
Deposit Replenishment Is not permitted except for capitalization deposits
- under deposit with capitalization of interests, but during the term not later than before 60 days to the end of deposit period or annual period stated in the agreement
Accrual of interest under deposit Interest is accrued on the monthly basis
Payment of interest Interest is paid based on the type of deposit:
  • - on a monthly basis
  • - at the end of the period
  • - capitalized (on the first business day of the month following the month when interest was accrued such interest is added to the deposit amount)
Details of the term deposits amount Existing deposits with the right for early withdrawal of the deposit and without it.
For deposits with the right for early withdrawal of the deposit amount, the rate is reduced by 1 percentage point and the following terms and conditions are applied for recalculation of the interest rate:
  • - if payment of deposit is made earlier than in the middle of the deposit term or the current annual period determined by the agreement, the amount of interest is recalculated at the rate of 0.05% per annum.
  • - if payment of deposit is made in the middle of the deposit term or the current annual period determined by the agreement, or later the amount of interest is recalculated at the rate equal to half of the effective interest rate.
Interest for previous annual periods is paid in full.
For deposits with capitalization or interest payment at the end of the period beyond 368 days, interest is paid annually
The interest rate is fixed (for deposits up to 367 days – for the whole term of the agreement, for deposits over 368 days – for one year).

Depositors, which after the expiration of the term deposit agreement extend the deposit for a new term, receive an additional bonus in the form of an increased interest rate uder the deposit.

The increased interest rate is determined solely for deposits placed on standard terms (are not involved in other programs and promotional events of the bank, during which the interest rate increases).